RE: Contracting and Health Insurance

["Lauren" <lt34 -at- csus -dot- edu>]

"I have one that will never be successfully treated, so I guess I'd better
never move to where Lauren lives!"

In California's MRMIP, a pre-existing condition that persists would require
the insurance subscriber to maintain insurance in MRMIP for no more than 36
months. At some point, I don't know when, subscribers may become eligible
for other insurance.  After 36 months, insurance companies are supposed to
allow the subscriber to get regular insurance.  I can get treated next month
and stay on the insurance for 6 months after the condition is successfully
treated.

There are programs for small businesses.  I like Gene's idea of Beth making
her husband an employee and getting group insurance.

Here are Blue Cross links for California, but I don't know where Beth is, so
I don't know if these links will be helpful.

http://www.bluecrossca.com/visitor/noapplication/smallbizowners/researchplan
s/medicalplans/pw_ad036668.pdf

https://express.rwsol.com/roi/getDemographics.do?brand=BCC

Lauren

-----Original Message-----
From: techwr-l-bounces+lt34=csus -dot- edu -at- lists -dot- techwr-l -dot- com
[mailto:techwr-l-bounces+lt34=csus -dot- edu -at- lists -dot- techwr-l -dot- com] On Behalf Of Char
James-Tanny
Sent: Friday, January 26, 2007 4:42 PM
To: techwr-l -at- lists -dot- techwr-l -dot- com
Subject: Re: Contracting and Health Insurance

Hi, Beth :-)

To add to what Lauren said...also check state laws and regulations. In
Massachusetts, any company offering health insurance must immediately cover
pre-existing conditions. (I have one that will never be successfully
treated, so I guess I'd better never move to where Lauren
lives!)

Also, Massachusetts offers health insurance to the self-employed and to
small businesses, according to specific income guidelines.

Char James-Tanny ~ JTF Associates, Inc. ~ http://www.helpstuff.com
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