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I believe this question is coming up because of the corporation's
response to the IRS 20-questions game.
I have dealt with this in some of my contracts. In general, I try to,
like Kevin, convince my contractors that such coverage is not needed.
I do, however, carry a million in liability (but definitely NOT omissions). I
also carry a policy to cover the fact that I occasionally transport expensive,
and
not my own, equipment.
Omissions, just the word, will make an insurance agent's eyes glaze. I don't
know of
any writer that carries such a policy. In my investigation, such a policy is not
only prohibitively expensive, it is only given for a specific, well defined,
project
Perhaps, as a group, contractors could convince the policy makers to make the
IRS
back off. Until then, be prepared to answer stupid questions by corporations
trying
to apply their own interpretation to an inane tax law.
BB
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