Re: Contracting -health insurance

Subject: Re: Contracting -health insurance
From: Kathryn Marshall <kmarshall -at- MODACAD -dot- COM>
Date: Fri, 19 Sep 1997 09:06:20 -0700

This is straying off topic, but I agree with Christine and want to add:
You can find good health coverage in California for about $85/month.
When I was unemployed, I got individual insurance through Kaiser
Permanente (it was an HMO).

> ----------
> From: Christine Fedruk[SMTP:CFED44 -at- CBOT -dot- COM]
> Reply To: Christine Fedruk
> Sent: Friday, September 19, 1997 7:33 AM
> To: TECHWR-L -at- LISTSERV -dot- OKSTATE -dot- EDU
> Subject: Re: Contracting -Reply
>
> [replying to a small chunk of the contracting thread]
>
> =original question:=
> <How do contractors manage health insurance?>
> =Jim Chevalier replied:=
> Don't have it myself, having great health and no kids [hmmm.. cause
> and
> effect?] But from what I know of the rates, you'd still come out
> ahead.
>
> Oh, it worries me when [USA-dwelling] people don't have health
> insurance... I let my policy lapse after leaving a captive job for a
> contract
> job, and wound up in the hospital three months later. Emergency
> gallbladder surgery. (I was only 25 and a marathon runner at the
> time, so
> I thought that *nothing* could ever happen, health-wise) Set me back
> HUGE LY, and I'm still recovering from those bills. Ech.
>
> So now I wander among my contracting pals, suggesting that, if you
> don't
> want to pay for a major-medical policy, at LEAST get yourself a
> catastrophic illness policy. It's cheap and can save you years of
> debt... And
> Jim's right -- even when I started paying $170/month for insurance, my
> hourly rate was high enough to cover this added expense. Just a
> thought
> for you. :-)
>
> Have a great weekend, all.
> Christine
> Chicago, IL
>
> ~~
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