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However, considering that some companies run their HR department's so that
people with minimal experience (or even right off of the street) can start
interviewing, and selecting candidates (maybe even hiring), on the 'very'
second day of work. Therefore, setting blanket-rules, rather than using
personal judgment - on determining whether a given candidate is
(financially) not worth hiring - is simpler than training, and developing,
HR talent (i.e. it's cost effective). Of course, the company with such a
structure, looses out on finding the best employees. But that's probably not
what concerns them!
I still believe credit-checks are only necessary when applying for positions
that directly, or indirectly, involve the handling of money. As a tool it's
almost meaningless ... except for a McHuman Recourses operation. I also
believe that it's being pushed for reasons $$$, other than it's supposedly
apparent 'HR' value.
Bruce
Peter Newman wrote:
> You have pointed out several valid reasons for credit checks. Consider
> though that unsecured debt is, by itself, not that terrible. What about
> the new doctor who has over $300,000 in unsecured debt. Or consider the
> possible assets beyond the unsecured debt. I have known some folks who
> can walk into a bank and get unsecured loans running well into seven and
> eight figures. Yet they are very hard working alert and articulate
> individuals, who want to work. While I appreciate and agree with the
> need for credit checks, there is a clear danger of some HR rectalhead
> type, looking at a checklist and just chucking the resume of an
> otherwise highly qualified individual.
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