Contracting and Health Insurance

[beth -dot- tripp -at- verizon -dot- net]

Hi,

I?m new to the list and have searched for information on health  
insurance while doing contract work and didn?t find anything in the 
archives.

I currently work through a recruiter so I can have health  
insurance. (I took a pay cut to ensure that I was covered.)  What  
do other writers do that are self employed?  Those in Canada need  
not reply.  :o)

Can I become an LLC to get around the self-employed?  Does anyone  
know a great insurance broker that can beat the system?

Insurance companies are very picky about who they will insure.  Out 
here on the left coast I?ve tried to roll-over a health plan from  
group to a single account but didn?t qualify because I have had  
prescriptions filled.  I feel another migraine coming on.

The last quote I received for coverage was between 1000.00 and  
1500.00 a month just for me, and that was through the state (only  
for 18 months).  After the 18 months, the state expects you to be  
able to get insurance.   And no that wasn?t COBRA that was after  
COBRA runs out.

I?m planning ahead to when the husband retires in 2 years and we  
move to northern Wisconsin. Hmmmm, it?s only an 8 hour drive to  
Canada?.

I?ve tried AARP, no luck.  Yes, I?m over 50 but too young to  
collect SS and medi-care, I have to wait another 12 years or so.

Thank you for any guidance.

Beth Tripp

Senior Technical Writer

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